A SIP Calculator helps investors estimate the future value of their investments made through a Systematic Investment Plan (SIP). By entering your monthly investment, expected annual return, and investment duration, you can get an accurate estimate of your returns.

Why Use a SIP Calculator?

• ✔️ Plan your financial goals with clarity
• ✔️ Estimate wealth creation through SIP
• ✔️ Compare different investment scenarios
• ✔️ Track how compounding grows your money over time

How Does It Work?

The SIP formula is:

Future Value (FV) = P × [ ( (1+r)^n - 1 ) × (1+r) / r ]
P = Monthly Investment  
r = Monthly Rate of Return (Annual Rate ÷ 12 ÷ 100)  
n = Number of Months  
                            

For example, if you invest ₹5,000 monthly for 10 years at 12% expected returns, your total invested amount will be ₹6,00,000, and your wealth could grow to over ₹11,61,695.